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HEALTH BENEFITS

health benefits

HEALTH BENEFITS INFORMATION

As a full-time BCSC employee, you are eligible for health and prescription benefits. If you did not enroll in health coverage as a new employee, you are eligible to enroll each fall during the open enrollment period (or if you experience a HIPAA qualifying event). Heather Downin is the BCSC benefits specialist. She can be contacted via email (downinh@bcsc.k12.in.us) or via phone 812-376-4203. Resources for your health benefits can be found in the links below:

 

Benefit Guide

2026 Benefit Guide - Summary of Health, Dental and Vision Options
 
1095-C Forms are available for print .  Please follow the instructions here to download and print your 1095-C Form
 

Medical Benefits

SIHO

BCSC is self-insured, so we do not have an insurance company. SIHO is the third-party that serves as the administrator of BCSC's health plan. SIHO provides secure internet access to give you the information you need anytime you need it. Some of these services are: Claims Status, Coverage Information, Forms, Frequently Asked Questions and Resource Materials. Employees are encouraged to contact SIHO by phone at (812) 378-7070 or (800) 443-2980 toll free.
 

FIRST STOP HEALTH - 24/7 Tele-Health

Starting January 1st, 2026, BCSC will offer 24/7 Tele-Health, through First Stop Health, for all employees on our health insurance and all family members (regardless if on health insurance).  Please visit this link for more information.
Please visit the First Stop Health website to claim your account using the last 4 digits of your SS#.
 
 
Dental Benefits
Delta Dental Plan Benefits Summary
Delta Dental PPO National Point-of-Service Program Booklet
Delta Dental WEBSITE! - www.deltadentalIN.com
Sign up to manage your benefits, 24/7. Print ID cards, update personal information, review claims, go paperless, and more!

 

Vision Benefits

VSP® Vision Care

VSP Notice of Privacy Practices
  VSP Benefit Summary
 VSP Member Site Login
 Register as a member so you can:

  • Find in-network doctors
  • Print out your benefits card
  • Online Reimbursement Forms
  • View & print your member benefits
  • Receive a monthly newsletter
  • FAQ's

How to file for Out-of-Network reimbursement

 When services and/or materials are obtained from an open access provider, members have two reimbursement choices
1.  Members can ask an open access provider to submit a request for reimbursement on their behalf. This means members won’t need to pay their entire bill up front and will only be responsible for paying applicable copays and any balance above their open access schedule.
2.  Members can pay the open access provider directly and submit a request for reimbursement to VSP, using the following procedure:
a.  Pay the open access provider the full amount and request an itemized copy of the bill. The bill should separately detail the charges for the eye exam and materials, including lens type.

b.  Include the following information with the bill:

                           i.    The name, address, and phone number of the open access provider

                          ii.    The covered member's ID number

                         iii.    The covered member's name, address, and phone number

                         iv.    The name of the group

                          v.    The patient's name, date of birth, address, and phone number

                         vi.    The patient's relationship to the covered member (such as self, spouse, child, student, etc).

 Members can write the information on the bill or use the printable form available when members sign on to view benefits information at vsp.com.

c. Send a copy of the itemized bill(s) with the above information to VSP at:

VSP

P.O. Box 997105

Sacramento, CA 95899-7105

-Please note that claims for reimbursement must be filed within twelve months of the date of service. Members will be reimbursed according to the open access reimbursement schedule.

 

WellBridge:   

 Introducing a new option for your colonoscopy.  BCSC has partnered with WellBridge Surgical to offer a high quality colonoscopy at little or not cost to you.  WellBridge Surgical is located in northern Indianapolis and offers all inclusive pricing to prevent you from experiencing any surprises with the cost of your colonoscopy.  Colonoscopies offer an effective method to eliminate polyps before they evolve into cancer, contributing significantly to the reduction of mortality rates associated with colon cancer.  Those aged 45 and above are at an elevated risk for colon cancer, and early detection in its initial stages is reported to yield a 90% cure rate.  

PPO plans will have no out of pocket expense

HSA plans will have a maximum of $1,700.00 or the remainder of your unsatisfied deductible up to $1,700.00

Call WellBridge to schedule your colonoscopy at 317-480-4200.

Visit their website at wellbridgesurgical.com

*You will receive a $200 visa debit card to cover travel expenses.

 

Recovery Centers of America

If you are struggling with addiction, don't wait. Get help now.

State-of-the-Art Addiction Treatment Services

No-Cost treatment for eligible members of BCSC

Experience comprehensive and compassionate care with no financial burden.  BCSC members receive comprehensive levels of care at no cost.

  • Medically-Monitored Detox
  • Residential Care
  • Partial Hospitalization (PHP)
  • Intensive Outpatient (IOP)

Visit their website at Recovery Centers of America or call them at 317-520-1681

 

Community Health Network

Community Health Network has been added to Tier 1.

BCSC Health Trust is committed to providing access to high value care and providers at the best value.  In keeping with this commitment, we are pleased to announce the addition of the Community Health Network to our Tier 1 providers effective June 1, 2022.  Our Tier 1 providers give our members the best value for their healthcare dollars.  Our members have benefited from our partnership with the Inspire network, our current Tier 1 local community-based healthcare.  By partnering with Community Health Network, our members now have access to additional services and providers at Tier 1 pricing that may not be available through Inspire.  Ranked among the  nation's most integrated healthcare systems, Indianapolis-based Community Health Network is Central Indiana's leader in providing convenient access to exceptional healthcare services.  

Services offered through Community Health Network to consider:

  • Fertility
  • Urology
  • Dermatology
  • Rheumatology
  • Genetic Testing
  • Inpatient Psychology
  • Neurology/Neurosurgery
  • Inpatient Substance Abuse
  • Reconstructive Surgery (hand, ophthalmic)
  • Inpatient Rehabilitation - Partnership with Kindred
  • Oncology - Partners with MD Anderson Cancer Center

Please visit Community Health Network or contact SIHO Member Services at 812-378-7070 to learn more about Community Health Network and its providers.

 

Wellness Benefits

2026 BCSC Wellness Plan
 
If you complete all the elements of the Wellness plan, you are eligible for a $250 or $500 reduction of your premiums annually. You have until October 15 of each year to complete the wellness steps. Upon completion, you are able to enroll in the reduced premium plan at open enrollment each November. 
 
4 Steps of Wellness
1) Health Risk Assessment (HRA) Questionnaire
2) Biometrics
3) Physical
4) Dental Screening

Login to the Health Risk Assessment Questionnaire
 
2027 Wellness Verification Form (email to bcscwellness@crh.org, or fax to 812-375-8879, or drop off to the BCSC Health Center - 2100 25th St Suite I , Columbus, IN  47201)